FREQUENTLY ASKED QUESTIONS (FAQ)
At Mega Motors, we respect your time and are dedicated to making your car-buying experience smooth, easy, and hassle-free. We believe in honest, upfront communication and strive to build lasting relationships with every customer who walks through our doors. Below you’ll find answers to the most common questions we receive.
Yes, we do! We work with a wide network of lenders, including full-spectrum lenders and credit unions from sub-prime to prime, to offer financing options for almost every situation—whether you have excellent credit or are working to rebuild it.
Absolutely. We specialize in helping customers with challenging credit histories. Unlike “Buy Here, Pay Here” lots, we work with banks that report your on-time payments to the credit bureaus, which can help you rebuild your credit score over time.
Yes. We work with lenders who specialize in these situations. A past repossession does not disqualify you from getting financed with us.
Yes. We work with multiple banks and lenders who are willing to finance customers with a past bankruptcy to help them get back on track.
Yes. We have specific programs designed for first-time buyers to help you get into a reliable vehicle and start building your credit history.
To speed up the process, it helps to bring:
● A valid Driver’s License
● Proof of Income (recent pay stubs or bank statements)
● Proof of Residence (a utility bill or lease agreement)
● Proof of Insurance
The required down payment depends on your credit, income, and the vehicle you select. We have no down payment options available for qualified buyers, and we always aim to find a solution that fits your budget
While a down payment is usually recommended to lower your monthly payments and help with approval, we do have programs for qualified buyers that may require $0 down. Contact our team to see if you qualify.
Not a problem! We can arrange financing through our network of lenders for out-of-state buyers, ensuring a smooth and easy process regardless of where you live
We accept cash, cashier’s checks, money orders, Zelle, ACH transfers, and debit cards. We also accept credit cards, subject to a 3% processing fee.
Yes! We accept trade-ins of all makes and models. We will appraise your vehicle on-site and apply its value toward your new purchase, so you can also enjoy the tax benefit towards your new vehicle.
Yes. If you still have a loan on your trade-in, we will calculate the payoff amount and handle the paperwork with your lender. In many cases, we can roll the balance into your new loan
Yes, we are always looking to add to our inventory. Bring your vehicle in for a free, no-obligation appraisal, and we can make you an offer on the spot.
Yes. Every vehicle undergoes a safety inspection by our technicians, checking major components like the engine and transmission to ensure they meet our safety standards.
We encourage it. We want you to be 100% confident in your purchase. You are welcome to arrange for a third-party mechanic to perform a mobile, on-site inspection at our dealership before you sign.
We offer excellent Extended Service Contracts (warranties) that you can purchase. These plans cover major mechanical issues and provide peace of mind for the road ahead.
We believe in full transparency. We provide a free CARFAX Vehicle History Report for every car on our lot, so you can see the service history, ownership records, and accident data before you buy.
The CARFAX Buyback Guarantee protects you from unknowingly buying a vehicle with a “branded title” (such as salvage, flood, or lemon status) that CARFAX may have missed. If a branded title was issued by a DMV prior to your purchase but didn’t show up on the report, CARFAX may buy the vehicle back. For additional questions we encourage all customers to visit https://support.carfax.com/help/article/what-is-the-carfax-buyback-guarantee
Yes, we can help arrange vehicle transport to anywhere in the continental U.S. Please note that the buyer is responsible for the shipping costs.
Dealership Information:
Business Hours:
- Monday
- 10:00 AM - 6:00 PM
- Tuesday
- 10:00 AM - 6:00 PM
- Wednesday
- 10:00 AM - 6:00 PM
- Thursday
- 10:00 AM - 6:00 PM
- Friday
- 10:00 AM - 6:00 PM
- Saturday
- 10:00 AM - 5:00 PM
- Sunday
- Closed
